The Troubleshooter 03-20-26

The Troubleshooter2h 20mApril 7, 2026

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AI-Generated Summary

The Troubleshooter Show, hosted by Tom Martino on Car Day, features a deep dive into pressing car-related issues, including parts shortages, insurance pitfalls, and vehicle thefts in Colorado. The episode opens with guest experts Kevin Culkin and Jeff Vick discussing how mild weather has led to a quiet winter for auto repair shops and body shops, but also created a critical parts availability crisis. Tom highlights the growing frustration over long wait times—up to six months—for body parts, attributing it to post-COVID supply chain changes and manufacturers’ shift to just-in-time inventory. He then critiques the F&I (Finance and Insurance) departments at dealerships, calling them the 'FU department' for adding $12,000 in unnecessary add-ons like windshield etching and anti-theft devices, which he dismisses as ineffective. The show shifts to listener calls: Dan recounts a hit-and-run incident where his neighbor hit his 1999 Dodge Ram, but the police refused to tow the uninsured vehicle, and the insurance company offered to total it for $1,500—far below its actual market value. Tom advises Dan to pursue small claims court and get repair estimates. Later, a caller shares a story of a stolen 2000 Ford F-350 truck with $10,000 in solar equipment, prompting a community alert. The episode also covers a woman’s struggle to retrieve her mother-in-law’s ashes from a cremation service that repeatedly missed delivery dates, leading to a call to the state’s regulatory agency. In a tech segment, Troy discusses the rise of autonomous AI tools like OpenClaw, warning of risks from unguarded access to personal accounts, while Tom urges listeners to use isolated systems and guardrails. The show ends with a caution against rip-offs on Facebook Marketplace and a critique of a woman’s $30,000 lawsuit over a used Audi she bought 'as is,' calling her legal pursuit irrational and financially reckless.

Key Takeaways
1

Parts availability remains a major issue due to post-COVID supply chain shifts, with some body parts taking up to six months to arrive.

2

F&I departments at dealerships often add thousands in unnecessary, overpriced add-ons—especially anti-theft features that are ineffective.

3

Insurance companies value vehicles based on market value, not sentimental or repair cost, and may offer to 'total' a car for far less than its actual worth.

4

In hit-and-run cases, police often refuse to tow uninsured vehicles, and victims must pursue small claims court to recover damages.

5

Vehicle thefts in Colorado are rampant, often going uninvestigated, and stolen trucks are frequently taken to Mexico or used for criminal activity.

…and 3 more takeaways available in PodZeus

Chapters
0:00
10 min

Car Day: The New Normal in Auto Repair

We haven't had extremes one way or the other. So I'm asking, has it been a slow winter? It has. Yeah.

Highlight
10:00
10 min

The F&I Department: The Real 'FU' Department

The F&I department, it should be called the FU department because it's really a place where a good car deal can become bad.

Highlight
20:00
10 min

Hit-and-Run and Insurance Realities

You will never, no matter what you say about that truck, we'll never get more than what that truck was worth.

Highlight
30:00
10 min

Stolen Truck and the Colorado Crime Epidemic

Chrissy reports her 2000 Ford F-350 truck was stolen from a parking lot, with $10,000 in solar equipment inside. Tom and the team discuss the rampant vehicle thefts in Colorado, the decriminalization of car theft, and the likelihood that stolen vehicles are taken to Mexico.

40:00
10 min

Cremation Center Failures and Ashes

Bernadette calls in about her mother-in-law’s ashes being lost by Allstate’s Cremation. Despite repeated false promises, the ashes were not delivered. Tom advises her to pick them up herself and warns that cremation centers are not always transparent.

High-Impact Quotes
The F&I department, it should be called the FU department because it's really a place where a good car deal can become bad.
Tom Martino9:13
Viral: 85.0
You will never, no matter what you say about that truck, we'll never get more than what that truck was worth.
Tom Martino25:15
Viral: 80.0
I would avoid Facebook marketplace no matter what. So many ripoffs come from Facebook Marketplace and Nextdoor.
Tom Martino131:46
Viral: 80.0
Speakers

Host

Tom Martino

Guests

Kevin CulkinJeff VickSuze MajorMajor Mark MajorDeputy DBernadetteDanChrissyTroyPatrickJohnHowieJimAmanda
Topics Discussed
Car Parts Shortages90%F&I Department Scams85%Vehicle Theft in Colorado80%Insurance Claim Realities75%AI Autonomy and Security70%Used Car Purchase Risks65%Cremation Service Failures60%Online Marketplace Scams60%
People & Brands

Tom Martino

person

150xPositive

Kevin Culkin

person

25xPositive

Jeff Vick

person

20xPositive

Suze Major

person

18xNeutral

Major Mark Major

person

15xPositive

Deputy D

person

12xPositive

Allstate's Cremation

organization

12xNegative

Dan

person

10xNeutral

Troy

person

10xPositive

LE3 Engineering Services

organization

10xNegative

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