Roofing in the Insurance Era

RoofersCoffeeShop23mApril 8, 2026

Get the full intelligence

Search transcripts, export clips, track mentions, and explore all topics from “Roofing in the Insurance Era” inside PodZeus.

AI-Generated Summary

In this episode of Roofing Road Trips, host Karen Edwards dives into the evolving landscape of roofing in the insurance era, joined by Brenda Perkins, Brava Roof Tile's Insurance Advocacy Consultant. With extreme weather events becoming the new norm—record heat, severe storms, tornadoes, and wildfires—insurance companies are reevaluating risk and pushing for more resilient roofing materials. Brenda shares how carriers now prioritize products with high impact and wind ratings, such as Brava’s Class 4 impact-resistant and 160 mph wind-rated tiles, which are increasingly essential for maintaining affordable coverage and avoiding policy cancellations. She emphasizes the growing trend of homeowners upgrading to durable, low-maintenance materials not just for protection, but for peace of mind, insurance savings, and long-term value. The conversation also highlights the importance of fire resistance, especially in high-risk areas like California and Hawaii, where Brava’s A-rated fire performance adds critical safety. Contractors are encouraged to partner with Brava through training, financing options, and plant tours to stay competitive and deliver lasting value to clients.

Key Takeaways
1

Insurance companies are increasingly requiring Class 4 impact-resistant and high wind-rated roofing materials to maintain coverage and affordability.

2

Homeowners are investing in resilient roofing like Brava tiles not just for storm protection, but for long-term savings on maintenance and insurance premiums.

3

Fire-resistant roofing (A-rated) is becoming a critical factor in wildfire-prone areas, with Brava’s products offering proven safety and regulatory alignment.

4

Contractors can benefit from Brava’s comprehensive training, financing partnerships, and technical support to successfully adopt premium products.

5

The roofing industry is shifting from adversarial relationships with insurers to collaborative partnerships built on education, data, and resilient solutions.

Chapters
0:00
2 min

Welcome to Roofing in the Insurance Era

Introduction to the podcast and the episode's focus on how insurance and extreme weather are reshaping the roofing industry.

2:00
3 min

Brenda Perkins: From Insurance Executive to Brava Advocate

Brenda shares her background in insurance, her personal experience with Brava roofing, and why she joined the company to advocate for resilient building materials.

5:00
5 min

The New Normal: Extreme Weather and Its Impact

This is not a once-in-a-lifetime event. This is our new norm.

Highlight
10:00
5 min

Insurance Industry Priorities: Impact and Wind Ratings

A Class 4 impact rating means it can withstand a two-inch steel ball dropped from 20 feet without damage.

Highlight
15:00
5 min

Homeowner Motivations: Beyond Insurance Coverage

You don’t want your roof blowing off and causing damage to your neighbor’s house or causing more damage where now you’ve got interior damage.

Highlight
High-Impact Quotes
If you don’t have an A-rated fire-resistant roof, the chances your home is going to catch on fire goes up.
Brenda Perkins19:38
Viral: 88.0
This is not a once-in-a-lifetime event. This is our new norm.
Brenda Perkins6:35
Viral: 85.0
You don’t want your roof blowing off and causing damage to your neighbor’s house or causing more damage where now you’ve got interior damage.
Karen Edwards13:10
Viral: 82.0
Speakers

Host

Karen Edwards

Guest

Brenda Perkins
Topics Discussed
insurance era roofing95%resilient roofing materials90%extreme weather and climate change88%wind and impact ratings87%homeowner insurance and claims85%fire-resistant roofing82%contractor training and support80%roofing product education75%
People & Brands

Brava Roof Tile

brand

22xNeutral

Brenda Perkins

person

15xPositive

Karen Edwards

person

10xPositive

California

place

5xNeutral

RoofersCoffeeShop

brand

4xPositive

UL-2218

other

3xNeutral

Hawaii

place

2xNeutral

Insurance Institute for Business and Home Safety

organization

2xPositive

Florida

place

2xNegative

Illinois

place

2xNeutral

Get the full intelligence

Search transcripts, export clips, track mentions, and explore all topics from “Roofing in the Insurance Era” inside PodZeus.

Start discovering podcast insights today

Start with a 7-day trial and explore a growing catalog of popular podcasts. No credit card required.

No credit card required • 7-day trial • Cancel anytime