Roofing in the Insurance Era
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In this episode of Roofing Road Trips, host Karen Edwards dives into the evolving landscape of roofing in the insurance era, joined by Brenda Perkins, Brava Roof Tile's Insurance Advocacy Consultant. With extreme weather events becoming the new norm—record heat, severe storms, tornadoes, and wildfires—insurance companies are reevaluating risk and pushing for more resilient roofing materials. Brenda shares how carriers now prioritize products with high impact and wind ratings, such as Brava’s Class 4 impact-resistant and 160 mph wind-rated tiles, which are increasingly essential for maintaining affordable coverage and avoiding policy cancellations. She emphasizes the growing trend of homeowners upgrading to durable, low-maintenance materials not just for protection, but for peace of mind, insurance savings, and long-term value. The conversation also highlights the importance of fire resistance, especially in high-risk areas like California and Hawaii, where Brava’s A-rated fire performance adds critical safety. Contractors are encouraged to partner with Brava through training, financing options, and plant tours to stay competitive and deliver lasting value to clients.
Insurance companies are increasingly requiring Class 4 impact-resistant and high wind-rated roofing materials to maintain coverage and affordability.
Homeowners are investing in resilient roofing like Brava tiles not just for storm protection, but for long-term savings on maintenance and insurance premiums.
Fire-resistant roofing (A-rated) is becoming a critical factor in wildfire-prone areas, with Brava’s products offering proven safety and regulatory alignment.
Contractors can benefit from Brava’s comprehensive training, financing partnerships, and technical support to successfully adopt premium products.
The roofing industry is shifting from adversarial relationships with insurers to collaborative partnerships built on education, data, and resilient solutions.
Welcome to Roofing in the Insurance Era
Introduction to the podcast and the episode's focus on how insurance and extreme weather are reshaping the roofing industry.
Brenda Perkins: From Insurance Executive to Brava Advocate
Brenda shares her background in insurance, her personal experience with Brava roofing, and why she joined the company to advocate for resilient building materials.
The New Normal: Extreme Weather and Its Impact
“This is not a once-in-a-lifetime event. This is our new norm.”
Insurance Industry Priorities: Impact and Wind Ratings
“A Class 4 impact rating means it can withstand a two-inch steel ball dropped from 20 feet without damage.”
Homeowner Motivations: Beyond Insurance Coverage
“You don’t want your roof blowing off and causing damage to your neighbor’s house or causing more damage where now you’ve got interior damage.”
“If you don’t have an A-rated fire-resistant roof, the chances your home is going to catch on fire goes up.”
“This is not a once-in-a-lifetime event. This is our new norm.”
“You don’t want your roof blowing off and causing damage to your neighbor’s house or causing more damage where now you’ve got interior damage.”
Host
Guest
Brava Roof Tile
brand
Brenda Perkins
person
Karen Edwards
person
California
place
RoofersCoffeeShop
brand
UL-2218
other
Hawaii
place
Insurance Institute for Business and Home Safety
organization
Florida
place
Illinois
place
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