Should You Change Your Financial Finish Line? with Cody Hobelmann
Get the full intelligence
Search transcripts, export clips, track mentions, and explore all topics from “Should You Change Your Financial Finish Line? with Cody Hobelmann” inside PodZeus.
In this episode of Faith & Finance, host Rob West welcomes back Cody Hobelmann, a Certified Kingdom Advisor and Wealth Advisor at Wealth Squared, to discuss the dynamic nature of financial finish lines. The conversation centers on the idea that a financial finish line—defined as 'how much is enough'—is not a rigid endpoint but a living, evolving goal that should be revisited as life circumstances change. Cody emphasizes that setting a lifestyle finish line brings freedom, contentment, and spiritual clarity, helping individuals prioritize generosity and stewardship over accumulation. He walks through the three key components of determining a finish line: current lifestyle spending, wealth transfer goals, and a conservative margin for uncertainty. The episode also includes practical advice on how to begin, such as a 90-day trial of a financial finish line, and addresses real listener questions about Social Security claiming strategies and Roth IRA conversions. Throughout, the theme remains that financial decisions should be rooted in faith, prayer, and a long-term perspective on stewardship.
A financial finish line is not a fixed endpoint but a flexible goal that should be reviewed annually or when major life changes occur.
Setting a finish line brings freedom and contentment by aligning spending with purpose and values, not just income.
Generosity should be practiced even before reaching your finish line, building a habit of giving that prepares you for future blessings.
When determining your finish line, consider three pillars: current lifestyle spending, wealth transfer goals, and a conservative margin for uncertainty.
Roth IRA conversions should be done incrementally to avoid pushing yourself into higher tax brackets and triggering costly side effects like higher Medicare premiums.
…and 1 more takeaway available in PodZeus
Introducing the Financial Finish Line Concept
“A financial finish line is simply an answer to the question, how much is enough?”
What Makes a CKA Different? Faith Meets Finance
Cody explains the unique value of being a Certified Kingdom Advisor (CKA), emphasizing that scripture is the foundation of financial wisdom. He contrasts CKAs with traditional advisors by highlighting their commitment to truth, values, and faith-driven conversations about money.
The Three Pillars of a Financial Finish Line
“We don't know what will happen in the future. Life throws curveballs at us all the time, so it may be wise to have a conservative margin.”
Practical Steps and Spiritual Implications
“A financial finish line really trained me to acknowledge God first in stewardship decisions.”
Listener Questions: Social Security & Roth Conversions
Rob answers two listener calls: one about optimal Social Security claiming strategies given health concerns, and another about the best approach to Roth IRA conversions. Both answers emphasize long-term planning, tax efficiency, and aligning decisions with personal values.
“A financial finish line really trained me to acknowledge God first in stewardship decisions.”
“You will be enriched in every way so that you can be generous on every occasion.”
“A financial finish line is simply an answer to the question, how much is enough?”
Host
Guest
Rob West
person
Cody Hobelmann
person
FaithFi
organization
Faithful Steward
other
Wealth Squared
organization
Mark
person
Finishlinepledge.com
product
Luke 12
other
Christian Healthcare Ministries
organization
Ecclesiastes 3:1
other
Do Your Finances Need Scam-Proofing?
Faith & Finance • 24m • 4/1/2026
Clearing Up Reverse Mortgage Myths with Harlan Accola
Faith & Finance • 24m • 4/2/2026
It Is Finished
Faith & Finance • 24m • 4/3/2026
Common Misconceptions about Faith-Based Investing with Brian Mumbert
Faith & Finance • 24m • 4/6/2026
Our Ultimate Treasure: Intentional Giving
Faith & Finance • 24m • 4/7/2026
Get the full intelligence
Search transcripts, export clips, track mentions, and explore all topics from “Should You Change Your Financial Finish Line? with Cody Hobelmann” inside PodZeus.
Start discovering podcast insights today
Start with a 7-day trial and explore a growing catalog of popular podcasts. No credit card required.
No credit card required • 7-day trial • Cancel anytime
