Our Ultimate Treasure: Intentional Giving

In this episode of Faith & Finance, host Rob West explores the spiritual dimension of intentional giving, framing it not as a financial habit but as an act of discipleship rooted in biblical principles. Drawing from Ephesians 2:10 and 1 Timothy 6:18–19, he emphasizes that generosity is part of God’s redemptive mission and a response to His grace, not a means to earn favor. The episode outlines practical steps for intentional giving—starting with the local church, supporting the vulnerable, and advancing the gospel—while highlighting how such giving transforms both the giver and the recipient. Rob also shares his new devotional, *Our Ultimate Treasure*, which offers a 21-day journey to faithful stewardship. The call-in segment addresses real-world financial decisions: Kathy in Cleveland weighs a 10-year multi-year guaranteed annuity for retirement income, prompting Rob to recommend a diversified strategy combining immediate annuities, CD treasuries, and shorter-term annuities for flexibility and safety. Other callers ask about Roth conversions, tax treatment of savings account interest, and capital gains exclusions for widows selling a primary residence, with Rob clarifying tax rules and encouraging professional consultation. Throughout, the episode underscores the importance of aligning financial decisions with faith, values, and long-term purpose.