THE HERD - Hour 3 - NFL analyst Geoff Schwartz stops by The Herd

The Herd with Colin Cowherd38mMay 18, 2026

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AI-Generated Summary

Former NFL lineman and Fox Sports analyst Geoff Schwartz delivers a blistering critique of the NFL's evolving landscape, arguing that the NIL era is creating unsustainable financial pressure on college programs—potentially collapsing the draft's depth in later rounds. He warns that the current model, where schools spend $40 million on rosters without championships, cannot last indefinitely. Schwartz also dismantles the Steelers' quarterback strategy, calling their retention of 42-year-old Aaron Rodgers a 'safe move' that prolongs their 'quarterback purgatory' while refusing to rebuild. He argues that Mike McCarthy’s guaranteed five-year contract makes him the perfect candidate to quietly install young quarterbacks like Will Howard, despite the public facade of loyalty to Rodgers. On the NFL schedule, Schwartz highlights how rest disparity and bye weeks matter more than fans realize, with the Cowboys' favorable break making them a legitimate contender and Kansas City’s brutal schedule—especially a Week 5 bye—potentially derailing their title hopes. He also calls out the 49ers for doubling down on aging, injury-prone players and poor drafting, calling their roster-building a 'failure' that undermines long-term success.

Key Takeaways
1

The NIL era is unsustainable: spending $40M per roster without championships will force a pullback in donor funding within 2-3 years.

2

The Steelers are in quarterback purgatory: keeping Aaron Rodgers for one year is a safe, long-term avoidance of rebuilding.

3

Mike McCarthy’s guaranteed five-year contract makes him the ideal coach to quietly install young QBs like Will Howard.

4

Schedule breaks matter: the Cowboys’ favorable schedule and bye week are real advantages that boost their win total.

5

Kansas City’s Week 5 bye is the worst possible timing—coming before a brutal six-game stretch against six Pro Bowl QBs.

…and 3 more takeaways available in PodZeus

Chapters
0:00
5 min

Intro and Sponsor Breaks

The episode opens with multiple iHeartRadio podcast promos, including 'Humor Me with Robert Smigel and Friends,' 'Help from a Hypocrite,' '1021 Podcast,' 'Soccer Moms,' and 'The Fifth Hour with Ben Maller,' before transitioning to the main segment.

5:00
5 min

The NIL Crisis and Draft Collapse

I don't know when that is. So yeah, for the next couple of years, maybe the draft is affected by that. We did see Ty Simpson come out. Now he was a first round pick because he did end up making that money. But there's a lot of talk about he's turned down $7 million to come to the NFL. So we'll see how that goes. But I think at some point there has to be a pullback.

Highlight
10:00
5 min

College Football Playoff Expansion Debate

Schwartz supports a 24-team playoff but warns it will shift the importance of rivalry games to smaller matchups. He dismisses fears of starters sitting out, saying no team will bench stars for a 7-4 game.

15:00
5 min

Pittsburgh Steelers: The Quarterback Purge

If you asked any coach that had a guaranteed contract going forward, if you said you can start your first year with an old guy at quarterback that you didn't get along with, and it was really ugly, especially behind the scenes... Every single coach ever would take the second option, which is let's see if Drew Aller can play. Let's see if Will Howard can play.

Highlight
20:00
5 min

Schedule Breaks and Rest Disparity

It's funny on this side of it now, seeing the analysis of the schedule because all the things that people think we care about, that we care about, never once they think about rest disparity, travel schedule. You look at bye week, right? That's important for a mental refresh.

Highlight
High-Impact Quotes
I don't like the Niners roster building, man. To me, they're older as you mentioned and there's no depth. And part of that is, I know there was a little bit of arrogance in San Francisco about this but they have not drafted well.
Geoff Schwartz16:08
Viral: 80.0
I don't know when that is. So yeah, for the next couple of years, maybe the draft is affected by that. We did see Ty Simpson come out. Now he was a first round pick because he did end up making that money. But there's a lot of talk about he's turned down $7 million to come to the NFL. So we'll see how that goes. But I think at some point there has to be a pullback.
Geoff Schwartz3:55
Viral: 78.0
It's funny on this side of it now, seeing the analysis of the schedule because all the things that people think we care about, that we care about, never once they think about rest disparity, travel schedule. You look at bye week, right? That's important for a mental refresh.
Geoff Schwartz12:13
Viral: 72.0
Speakers

Host

Colin Cowherd

Guest

Geoff Schwartz
Topics Discussed
nil era95%pittsburgh steelers92%nfl draft90%aaron rodgers88%schedule breaks85%rest disparity82%49ers roster80%future bets75%
People & Brands

geoff schwartz

person

15xNeutral

colin cowherd

person

12xNeutral

aaron rodgers

person

10xNeutral

mike mccarthy

person

8xNeutral

kansas city chiefs

other

7xNeutral

omar khan

person

6xNeutral

san francisco 49ers

other

6xNegative

new york giants

other

5xNeutral

mike defabo

person

5xNeutral

carolina panthers

other

4xNeutral

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