Zoning Laws Are Killing the Middle Class (w/ Mechele Dickerson)
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In this episode of The Bulwark's 'How To Fix It,' host John Ablon interviews Professor Mechele Dickerson, author of 'The Middle Class New Deal,' about the systemic erosion of the American middle class and actionable solutions to rebuild it. Dickerson argues that the middle class was not a natural outcome but a deliberate creation during the New Deal and post-WWII era, and can be restored through targeted policy changes. She focuses on two major pillars: housing and public education. On housing, she critiques exclusionary zoning laws, the federal mortgage interest deduction, and overregulation that inflate costs and exclude lower- and middle-income families. She champions reforms like rent tax deductions, eliminating unnecessary regulations, promoting accessory dwelling units (ADUs), and adopting YIMBY (Yes In My Backyard) policies to increase affordability and inclusivity. On education, she challenges the outdated school calendar and underutilized school buildings, proposing year-round schooling, expanded after-school and summer programs, and repurposing underused schools as community hubs—daycares, housing, or food distribution centers. These reforms, she argues, would not only support working families but also strengthen democracy by revitalizing the middle class. The episode emphasizes bipartisan, practical solutions rooted in historical precedent and economic logic, rejecting despair with a call to action grounded in policy innovation.
Zoning laws and exclusionary housing regulations are major drivers of middle-class decline; reforming them can make housing more affordable and inclusive.
The federal mortgage interest deduction primarily benefits upper-income homeowners; replacing it with a rent deduction would better serve renters and lower-income families.
Local governments should eliminate overregulation and streamline permitting to reduce construction costs and enable the development of smaller, affordable homes.
Accessory Dwelling Units (ADUs) should be encouraged through policy changes, as they provide affordable housing options and support intergenerational living.
Public school calendars and buildings should be reimagined to serve as year-round community centers, offering childcare, education, and social services to support working families.
The Middle Class Crisis and the Case for Action
John Ablon sets the stage by highlighting how the federal government successfully mobilized a workforce through incentives, suggesting that rebuilding the middle class is possible with political will. He introduces the episode's focus: systemic solutions to the middle-class crisis.
The Historical Creation of the Middle Class
Dickerson explains that the middle class was not a natural phenomenon but a policy-driven creation during the New Deal and post-WWII era, through programs like the GI Bill, public housing, and expanded public education.
Housing: The Core of the Middle-Class Squeeze
“If you asked people, if we were going to start over right now and design housing in our communities, would we design it the way it is right now? And virtually everyone says no.”
Reforming Zoning and Building Regulations
“If you have that, what you were saying is that people that need small affordable homes are just priced out of certain communities.”
Reimagining Public Schools as Community Hubs
“When the public schools shut down during COVID, a lot of parents had to stop working. The parents did not stop working because they economically couldn't stop working.”
“So imagine if you have young kids and you have your kids in daycare, you love Miss Becky in the butterfly room. You leave your infant, your helpless infant with Miss Becky in the butterfly room every single day. If you trust your baby to be with Ms. Becky in the Butterfly Room? Why do you not want to live in the same neighborhood with Ms. Becky in the Butterfly Room?”
“When the public schools shut down during COVID, a lot of parents had to stop working. The parents did not stop working because they economically couldn't stop working.”
“You could do it again. You did it once before.”
Host
Guest
Mechele Dickerson
person
John Ablon
person
Public Schools
organization
School Buildings
other
ADUs
other
COVID-19
other
New Deal
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YIMBY
other
Texas
other
GI Bill
other
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