1561: Create New Retirement Income Locating Unclaimed Assets with David Church
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In this episode of The Marketer of the Day podcast, Robert Plank interviews David Church, founder of the Surplus Institute, about his mission to help individuals reclaim over $71 million in unclaimed funds—money that often goes unnoticed due to complex bureaucratic processes. David shares compelling stories of clients like Alan, an Uber driver who earned $37,000 commissions and bought a Subaru, and a woman who recovered $550,000 in hidden assets after a foreclosure. He explains how surplus funds—particularly from mortgage and tax foreclosures—often remain unclaimed because banks and governments delay or obscure the process, allowing them to earn interest on the money. David emphasizes that the key to success lies not in luck, but in a structured system: learning the market, skip-tracing leads, and mastering follow-up communication using a 'doctor frame' that builds trust. He highlights the importance of community, coaching, and consistency, drawing from his own journey of focusing on one high-leverage business instead of spreading himself thin across multiple ventures. The episode concludes with practical advice: join the Surplus Institute Facebook group, explore surplusinstitute.com, and commit to a daily system of five new leads to unlock a scalable, life-changing income stream.
Unclaimed funds in the U.S. total over $80 billion, with many people missing out due to complex, intentionally opaque processes.
The most successful people in this space use a three-step system: learn the market, skip-trace leads, and master follow-up communication.
Using a 'doctor frame' in calls—asking questions, sharing specific details, and building rapport—increases callback rates and trust.
Focus on one high-leverage opportunity (like mortgage foreclosures) rather than juggling multiple ventures to achieve consistent income.
Joining a community like the Surplus Institute Facebook group accelerates learning and provides accountability and motivation.
…and 3 more takeaways available in PodZeus
The $71 Million Mission: Uncovering Hidden Wealth
“He has helped recover over $71 million in money that people didn't even know existed. And now he's turning everyday workers into six-figure earners doing the same.”
How Unclaimed Funds Work: Foreclosures and the Hidden Money Trail
“If the property sells to a third party bidder and the estimated debt is satisfied, those extra funds go back to him. That is the most typical type of funds that we see.”
The 3-Step System: Learn, Skip-Trace, Collect
“We teach people to learn their market. Like let's say you want to work mortgage foreclosures. What is a mortgage foreclosure? How do they work? How do lists come up?”
The Power of the 'Doctor Frame' and Follow-Up
“Robert, I'm calling you about the dormant CD account at 123 Main Street belonging to such and such. Again, this is a Citibank CD account belonging to so-and-so at 123 Main Street.”
From $150 to $411K: Real Stories of Success
David shares inspiring real-world results: a man who made $411,000 in 2025 with his family working together, a woman who earned $150,000 in state funds, and others who turned small wins into six-figure incomes. He ends with a powerful lesson: focus on one system, double down, and let small daily actions compound into massive results.
“He has helped recover over $71 million in money that people didn't even know existed. And now he's turning everyday workers into six-figure earners doing the same.”
“If the property sells to a third party bidder and the estimated debt is satisfied, those extra funds go back to him. That is the most typical type of funds that we see.”
“Robert, I'm calling you about the dormant CD account at 123 Main Street belonging to such and such. Again, this is a Citibank CD account belonging to so-and-so at 123 Main Street.”
Host
Guest
Surplus Institute
organization
David Church
person
Robert Plank
person
product
Alan
person
The Slight Edge
book
Rose Patrice
person
YouTube
product
Jeff Olson
person
Al
person
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